Effective as of: March 2022
You are submitting a request to be connected with one of our third-party lenders or marketing partners. To offer you a loan, one or more of the third-party lenders and/or marketing partners in our network requires your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). Maawanji’idiwag, LLC makes no representations as to what, if any, communications you may receive from our network of lenders and marketing partners.
This is intended to put you on notice of your rights when receiving disclosures, notices, and information. By clicking “I Consent,” or other links assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contractual documents (“Disclosures”).
OPTION FOR PAPER RECORDS/DISCLOSURES
If you would like to receive a paper copy of any Disclosures, please contact the third-party lender or marketing partner directly. These Disclosures may be available to you by the third-party lender or marketing partner. Please note, some lenders or marketing partners may charge a fee for sending you paper copies of Disclosures. The lender or marketing partner will retain all Disclosures as applicable law requires.
SCOPE OF CONSENT
This E-Consent applies to all interactions online between and concerning you and the third-party lender or marketing partner, and includes interactions engaged in on any mobile device, including smart-phones, phones, and tablets. The third-party lender or marketing partner, through this E-Consent, may process your information and interact during all online interactions with you electronically. You may also receive notices sent electronically from the lender or marketing partner related to your interactions and transactions with the third-party lender. You further understand and acknowledge that all communications, whether to assist you in obtaining the loan you requested or for promotional purposes or otherwise, may be through direct mail, e-mail (at the e-mail address you provided) and/or by telephone/mobile device (at the number(s) you provided) regardless of whether your e-mail address and/or numbers may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like. Disclosures may be provided online at the third-party lender’s or marketing partner’s website(s).
CONSENTING TO DO BUSINESS ELECTRONICALLY
Prior to deciding whether or not to conduct business electronically with a third-party lender or marketing partner, please first consider whether you have the hardware and software capabilities required to do so. To access, obtain, and retain Disclosures
electronically, the following computer software and hardware are required. You will need a working connection to the Internet. Your browser must support the Secure Sockets Layer (SSL) protocol and (at least) 128-bit encryption. SSL provides a secure channel to send and receive data over the Internet through HS encryption capabilities. Microsoft Internet Explorer 10 or above, Mozilla Firefox 28 or higher, or equivalent software support this feature. You will also need a printer connected to your computer to print disclosures/notices. To access your electronic documents on a mobile device, you will need: A mobile device with any of the following operating systems: Android or iOS (iPhone); a data plan provided by your wireless carrier and an up-to-date mobile internet browser that is compatible with, and supported by, your operating system (e.g., Chrome or Safari); if you wish to view .pdf files on your mobile device, you will need software that accurately reads and displays .pdf files (such as the mobile version of Adobe Reader);and a printer and/or storage device if you wish to print or retain any electronic documents. To access your electronic documents on a traditional computer, you will need: a computer with any of the following operating systems: Windows 8 or higher, OS X (Apple Macintosh) or higher; an internet connection and an up-to-date internet browser that is compatible with, and supported by, your operating system (e.g., Internet Explorer, Firefox, Google Chrome, or Safari); software that accurately reads and displays .pdf files (such as Adobe Reader); a printer and/or storage device if you wish to print or retain any electronic documents. We are not an Internet Service Provider (“ISP”). You must have your own ISP.
Please direct any questions you may have regarding these hardware and software requirements directly to the third-party lender or marketing partner.
WITHDRAWING YOUR CONSENT
Your E-Consent for our lender-connection service and for our third-party lenders’ or marketing partners’ consideration of your connection request cannot be withdrawn as it is a one-time transaction. Its legal effectiveness, validity, and enforceability will not be affected if you choose to withdraw this E-Consent. Upon being connected with one or more third-party lenders and/or marketing partners, you may withdraw your E-Consent with any of those third-party lenders or marketing partners at any time, and at no charge to you. Please note, if you withdraw your E-Consent prior to receiving a loan, you may be prevented from obtaining a loan from the lender or marketing partner.
CHANGE OF CONTACT INFORMATION
Please notify the third-party lender or marketing partner of any change(s) to your email address or mailing address. You must contact the third-party lender or marketing partner directly to update your information.
YOUR ABILITY TO ACCESS DISCLOSURES
BY CLICKING THE LINK OR “I CONSENT,” YOU ASSENT TO THE TERMS OF THIS DISCLOSURE. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE FORMATS DESIGNATED ABOVE.
BY CLICKING THE LINK OR “I CONSENT,” YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU ELECTRONICALLY, AND TO DOING BUSINESS WITH THE THIRD-PARTY LENDER OR MARKETING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, TO BE PROVIDED TO YOU UPON REQUEST AT NO CHARGE. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED IN ORDER TO RECEIVE SERVICES FROM THIRD-PARTY LENDERS OR MARKETING PARTNERS OVER THE INTERNET. IF YOU DO NOT PROCEED, THEN YOU DO NOT WISH TO USE ELECTRONIC SIGNATURES OR CONDUCT THIS TRANSACTION ELECTRONICALLY.